To Scarf or Not to Scarf

What do you think? To scarf or not to scarf the bag? I see this trick used by so many people online, but not in real life. Does it actually bring more to an outfit, or does it just get in the way?

New:

Green Tee: I picked up this inexpensive pocket T-shirt from H&M for our Fiji trip. I wasn’t expecting it to last as long as it has, and I’ve certainly gotten my money’s worth out of it! I’ve linked a similar version from Cotton On.

Kayu Wicker Tote: I hear wicker bags are going to be all the rage this spring and summer. As I think this is going to be a short-lived trend, I didn’t spend a ton on this cute, surprisingly well made bag. It can be worn as a cross-body or in the crook of my elbow.

Refresh:

White Skinny Jeans: Paige

Necklace: Vrai and Oro Circle Necklace in Rose Gold (Inexpensive Kiwi version here)

Braided Clog: Hasbeen

Scarf: Emerald and black (similar item linked)